Credit Cards and Loan Programs

Bank of America   (800) 421-2110Bank of America logo
Bank of America Practice Solutions   (800) 497-6076 or

Bank of America understands the needs of dentists and is committed to providing you with the finest financial products and consistent, high-quality customer service. As an MDS member, you have access to Bank of America's toll-free customer satisfaction line at (800) 421-2110. 



Save on financing when you purchase a practice!

If you’re considering purchasing a practice, you can save with Bank of America’s flexible financing. We’ll help you choose the right solution for your business and work with you every step of the way.

For a limited time, take advantage of a 3% interest rate for the first three years on an acquisition loan. Enjoy a fixed payment and a low rate at the same time.1 The promotional rate is available on three loan offer options2 — see your practice specialist for

details. You’ll also get a competitive rate through maturity, and you’ll know the rate up front.


 Acquire a practice

• Up to 100% financing for practice purchases

• Terms up to 15 years

• Promotional period: August 10 to October 31, 2016

• Applications must be submitted by October 31, 2016, and close by January 31, 2017


 We’re committed to building a long-term relationship to support your business. Our practice specialists will work with you every step of the way, to help you strengthen your practice and plan for the future. Visit for more information. To apply, call 800.360.0669 or

your Practice Solutions specialist.



1 All programs subject to credit approval and loan amounts are subject to creditworthiness. Some restrictions may apply. The term, amount, interest rate and repayment schedule for your loan, and any

product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount and collateral for your loan. Bank of America may prohibit use of an account to

pay off or pay down another Bank of America account.

2 Promotional rate available only with a prepayment fee. One of three prepayment fees will be required, depending on the option you choose.

Bank of America is a registered trademark of Bank of America Corporation. Bank of America Practice Solutions is a division of Bank of America, N.A.

©2016 Bank of America Corporation.



Practice Solutions 

 boa pdf 9/16



Credit Card Products


The MDS BankAmericard Cash RewardsTM Visa Signature® Credit Card

Reward yourself with up to 3% cash back on certain purchases, all while helping to support MDS initiatives.



  • 1% cash back everywhere, every time
  • 2% cash back at grocery stores and wholesale clubs
  • 3% cash back on gas 
  • The 2% cash back on grocery store and wholesale club purchases and 3% cash back on gas purchases apply to the first $2,500 in combined purchases in these categories each quarter.
  • Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days


Apply Online

For information about the rates, fees, other costs and benefits associated with the use of this credit card, or to apply, Click Here and refer to the disclosures accompanying the online credit application. This credit card program is issued and administered by Bank of America, N. A. BankAmericard Cash Rewards is a trademark and Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. © 2016 Bank of America Corporation. 



Call (800) 610-8095

Mon.–Fri. 8 a.m.–10 p.m. Eastern Time
Sat. 8 a.m.–6:30 p.m. Eastern Time

An applicant must have, or open prior to closing, a checking or savings account with Bank of America. Applicants with an existing account with Merrill Edge®, Merrill Lynch®, or U. S. Trust prior to application also satisfy this requirement. Medical professional (MD, DDS, DMD, OD, DPM, DO, residents, and students whose employment begins within 60 days of closing) must be actively practicing in his or her field of expertise. Those employed in research or as professors are not eligible. For qualified borrowers with excellent credit. PITIA (Principal, Interest, Taxes, Insurance, Assessments) reserves of 4-6 months are required, depending on loan amount. Other restrictions apply.

**If applicant’s employment does not commence until after closing, sufficient reserves to handle all debt obligations between closing and employment start date + 30 days must be verified.

***Additional documentation is required.



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