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Merrill Lynch Business Retirement Plans

Merrill Lynch is a leading provider of comprehensive wealth management and investment services for individuals and businesses globally. Merrill Lynch is a subsidiary of Bank of America Corporation and provides members with fiduciary advice for workplace retirement plans such as 401k and/or profit-sharing plans.
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What We Do

At Merrill Lynch, we believe that a strong retirement plan starts with a solid foundation built on experience, insights, and best practices. Our Merrill Lynch advisors specialized in retirement plans can help evaluate the platform appropriate for your plan needs and provide personalized guidance on an ongoing basis. They will help you focus on the areas we have found to be essential to plan success, including Fiduciary Advisory Services1 and Education and Plan Services appropriate for your plan.

Important information about investing:

Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Inc. (MLPF&S) and other subsidiaries of Bank of America Corporation (BofA Corp.).

Representatives of MLPF&S may assist you with:

  • Investment products and services provided through MLPF&S and other nonbank investment affiliates
  • Insurance products offered through Merrill Lynch Life Agency Inc. (MLLA)
  • Banking, mortgage, and home equity products provided through Bank of America, N.A., and affiliated banks, Members FDIC

Investment, insurance, and annuity products:

Are not FDIC insured

Are not bank guaranteed

May lose value

Are not deposits

Are not insured by any federal government agency

Are not a condition to any banking service or activity

1 Fiduciary Advisory Services is an investment advisory service sponsored by Merrill Lynch. It will only be offered to defined contribution plans record kept by Bank of America Merrill Lynch and plans record kept by our Advisor Alliance providers. It is available for plans up to $500 million in plan assets. For more information on plan eligibility, speak to your Merrill Lynch advisor. 

Education and Plan Services are non-fiduciary services required for Advisor Alliance plans and optional for MLII plans.

MLPF&S is a registered broker-dealer and Member SIPC; MLLA is a licensed insurance agency;
Bank of America, N.A., is a national bank. All are wholly owned subsidiaries of BofA Corp.

Bank deposits are FDIC insured up to applicable limits.
© 2018 Bank of America Corporation. All rights reserved. | AR7QS9C4 | 07/2018

How We Can Help You Succeed

For You:
  • Designated advisor3 for fiduciary services
  • ERISA 3(21) fiduciary responsibility for investment advice4
  • Disciplined plan management process
  • Thought leadership
  • Change management
  • Integrated benefits

For Your Employees: 

  • Designated advisor for employee education
  • Plan education and guidance
  • Holistic approach to financial wellness (in and beyond plan)
  • Range of communications
  • Knowledgeable call center support

3 Merrill Lynch and its representatives [or advisors] will provide investment advice or recommendations solely on a nondiscretionary basis with regard to qualified retirement plans. All discretionary and investment decisions concerning qualified plans, including which Investments to offer under a qualified plan and approval of the IPS, are to be made solely by the plan sponsor. Please see the Merrill Lynch Fiduciary Advisory Services program Brochure for additional information.

4 The Merrill Lynch Fiduciary Advisory Services Client Agreement and the related fee schedule and the Merrill Lynch Fiduciary Advisory Services program Brochure and other disclosure documents include information about the program, including Merrill Lynch’s fiduciary responsibilities pursuant to ERISA section 3(21).

Special Offers, Promotions, Discounts, and Benefits

Members receive discounts on third-party administrator fees.


Contact Merrill Lynch

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Merrill Lynch

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