Credit Cards and Loan Programs

Bank of America   (800) 421-2110Bank of America logo
Bank of America Practice Solutions   (800) 497-6076 or

Bank of America understands the needs of dentists and is committed to providing you with the finest financial products and consistent, high-quality customer service. As an MDS member, you have access to Bank of America's toll-free customer satisfaction line at (800) 421-2110. 

Practice Solutions 




Credit Card Products


The MDS BankAmericard Cash RewardsTM Visa Signature® Credit Card

Reward yourself with up to 3% cash back on certain purchases, all while helping to support MDS initiatives.



  • 1% cash back everywhere, every time
  • 2% cash back at grocery stores and wholesale clubs
  • 3% cash back on gas 
  • The 2% cash back on grocery store and wholesale club purchases and 3% cash back on gas purchases apply to the first $2,500 in combined purchases in these categories each quarter.
  • Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days


Apply Online

For information about the rates, fees, other costs and benefits associated with the use of this credit card, or to apply, Click Here and refer to the disclosures accompanying the online credit application. This credit card program is issued and administered by Bank of America, N. A. BankAmericard Cash Rewards is a trademark and Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. © 2016 Bank of America Corporation. 

Bank of America® Doctor Loan

Home financing for medical professionals

Let Bank of America® Doctor Loan help you finance your home purchase.1 Receive guidance that’s tailored to your unique situation and help finding a home loan that’s right for your needs.


We will work with you every step of the way, from application until closing. 


Here are some of the advantages of a Doctor Loan:

 Put as little as 5% down on mortgages up to $1,000,000 and 10% down on mortgages up to $1,500,000( some limitations apply)

Start your new position up to 60 days after closing2

Student loan debt may be excluded when we calculate your total debts3

Choose from a range of fixed- and adjustable-rate loans  


Contact a loan officer with questions or to get prequalified


Call (800) 610-8095

Mon.–Fri. 8 a.m.–10 p.m. Eastern Time
Sat. 8 a.m.–6:30 p.m. Eastern Time

An applicant must have, or open prior to closing, a checking or savings account with Bank of America. Applicants with an existing account with Merrill Edge®, Merrill Lynch®, or U. S. Trust prior to application also satisfy this requirement. Medical professional (MD, DDS, DMD, OD, DPM, DO, residents, and students whose employment begins within 60 days of closing) must be actively practicing in his or her field of expertise. Those employed in research or as professors are not eligible. For qualified borrowers with excellent credit. PITIA (Principal, Interest, Taxes, Insurance, Assessments) reserves of 4-6 months are required, depending on loan amount. Other restrictions apply.

**If applicant’s employment does not commence until after closing, sufficient reserves to handle all debt obligations between closing and employment start date + 30 days must be verified.

***Additional documentation is required.



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